For a long time, competition in the market has passed from the technological to the social and cultural plane, and it seems that this is the most awkward stage of development for financial technologies. A decade ago, FinTech solutions brought with them additional value for people, simplifying processes and providing new opportunities for making payments and tracking funds.
What is happening today? Has FinTech entered the zone of minor improvements, or trying to invent new business models? What are the real problems we are seeking to solve today? Of course, we would like to create the most straightforward and easy-to-understand tools for people to interact with each other. Perhaps this is a common goal for all of us, whatever we may be doing, because, in the end, it all comes down to our interactions with each other.